OSHC
Overseas Student Health Cover
A student visa (subclass 500) requires OSHC for your entire stay. Compare Australian providers here and pay through Flywire — your certificate is issued the same day.
Cover type
Start date
First day of cover
Last date
Cover length 12 months
Tip: set the last date to your course end plus 1–2 months. Immigration checks that your OSHC ends after your visa.
Compare providers
Allianz CareOSHC Essentials
Standard network Pharmacy limit A$40 English · Español · Português
- Cheapest single cover
- Doctor video consults included
A$46.20
per month
AUD 554.4 total
AHMOSHC
Standard network Pharmacy limit A$45 English
- Simple flat pricing
- Backed by Medibank
A$47.80
per month
AUD 573.6 total
MedibankOSHC Standard
Broad — Members Choice clinics Pharmacy limit A$50 English · Español
- Free student SIM offer
- Fast digital claims
A$48.90
per month
AUD 586.8 total
nibOSHC Standard
Broad — First Choice network Pharmacy limit A$50 English · Português
- Same-day certificate
- Optional extras upgrade
A$49.50
per month
AUD 594 total
BupaOSHC StandardELEVA pickNo waiting period
Largest network — direct billing at most clinics Pharmacy limit A$50 English · Español · Português
- No waiting period for emergency
- 24/7 multilingual helpline
A$50.75
per month
AUD 609 total
ELEVA does not charge a commission on OSHC. You pay the insurer's price through Flywire and receive the certificate directly from the provider.